Why Get Business Credit
Fast and Flexible Business Lines of Credit
Get revolving lines of credit from $25k to $150k at 0% Interest
Whether a startup or established business this by far is the most accessible and easiest type of capital to obtain.
Our clients receive between $25,000 and $150,000 in unsecured business lines of credit that only report to the business credit reporting agencies.
This provides you with 4 main benefits:
- Protects your personal credit
- Builds your business credit
- Provides access to cash and credit
- Establishes multiple banking relationships for your business
There are no restrictions; you can use the credit lines for any business or real estate investing need. We have been helping businesses for over 21 years obtain business lines of credit. And we can help you.
How it Works
Get Pre Qualified
Fill out the pre-qualification form. There’s no fee or obligation, and it won’t impact your credit.
Get Funding Projections
Upon underwriting completion we will provide you with funding projections in 24/48 hrs.
Get Funded
Access the business lines of credit in as little as 14 days.
What Your Business Will Get
- $25,000 to $150,000 in combined credit limits
- 4-5 revolving lines of business credit (bank issued)
- No interest for 6-18 months
- Reports to business credit reporting agencies
- Does not report to personal credit
The revolving lines of credit set up for your business do not report to the consumer credit reporting agencies.
This enables you to protect your personal credit since all the purchase activity, payments and debt you carry on your business credit lines only report to the business credit reporting agencies not your personal credit.
- Establish a business credit file for your company
- Establish 4-5 positive accounts reporting to your business credit file
- Generates a business credit score/rating for your business
- Positions the business for future credit limits increases
What You Need to Qualify
This program is based on personal credit scores/reports NOT past business performance. We do not look at what the business has done, but what the business COULD do if properly funded.
Qualifications include:
- Minimum of 690 FICO® Scores
- Minimum of one personal credit card reporting with a $2,500 limit
- Favorable credit utilization ratio
- No excessive inquiries
- Must have a separate legal entity (Corporation, LLC or Limited Partnership)
*We accept credit partners if your credit is not quite good enough. If your file is too thin with limited depth we also have a personal credit funding program to help you build up your personal credit file while gaining access to credit and capital. This will help position you to get qualified for one of our unsecured business funding programs in a short period of time.
Why Should You Get Business Lines of Credit?
We solve this.
Are you having trouble getting the cash you need to grow your business or execute your real estate deals?
We solve this.
Did you ever want to start a new business or invest in real estate but didn’t want to risk your personal credit or life savings?
We solve this.
We can get you cash fast by leveraging the strength of your personal credit. Our in depth understanding of business credit and financing means we can provide unsecured business lines of credit to new and growing businesses in as fast as 14 days.
Let us show you how to get the cash you need.
Examples of how you can use unsecured business lines of credit include (but are not limited to):
- Starting a new business or purchasing a business
- Acquire new equipment or supplies
- Adding on to your current business location
- Investing in real estate (purchase/rehab properties, pay off balloon notes, etc.)
- Purchasing land or another business facility to grow your business
- Launching an advertising campaign to promote your business
- Investing in the long-term future of your business
- Purchasing Raw Materials
- Purchasing Inventory and Products for resale